loricate

To cover with some protecting substance, as with lute, a crust, coating, or plates.

Possessing a lorica (enclosing shell).

...so far as my experience goes, all loricate Rotifera are hatched with the lorica already developed.

1891 William B.Carpenter, 7th ed rev. W.H.Dallinger. The Microscope and its Revelations. p. 718. pub: London J.&A. Churchill The third order, Ploïma, is divided into a loricate and an illoricate group, which are not, however, very sharply separated; as in some cases the outer layer of the skin is, though horny, yet thin and flexible.

Of or pertaining to the rotifers with thick, rigid cuticles and a box-like shape.

Any animal covered with bony scales, such as the crocodile or pangolin.