i Register
In some senses, penniless is marked as figuratively. Watch for register when choosing this word.
VERBS
be, die
After losing his job, he became penniless and had to move back with his parents.
find yourself
After losing his job, he found himself completely penniless and struggling to pay rent.
leave sb
The sudden job loss left him completely penniless and struggling to pay rent.
ADV
totally | almost, practically, virtually